TEST vs LIVE
TEST and LIVE are separate payment environments, identities and evidence. A completed TEST payment does not activate LIVE selling.
- Check the environment indicator before opening payment onboarding, checkout or transaction details. Keep TEST selected for integration checks.
- Use only TEST credentials and fictitious buyer details in authorized TEST flows. Never reuse a LIVE API key, account or payment reference.
- Verify the server-confirmed payment status and matching environment. Redirecting to a success page is not proof of payment.
- Check LIVE approval separately: application, plan, identity, recipient capability/account controls, seller terms and reviewed buyer-market tax coverage.
TEST does not create real bank payouts. The isolated checkout demonstration below does not create an order, digital download or seller entitlement. Its success and decline captures demonstrate the payment interface, not an activated Individual money lifecycle.
If a screen is locked
Section titled “If a screen is locked”Do not switch to LIVE to bypass a TEST limitation. Ask support to verify the selected environment and account. Never send keys or identity/bank documents in a support screenshot.
Related guides
Section titled “Related guides”Real TEST checkout walkthrough · Verification · Payment confirmation