Seller countries: MK, AL, RS, BA

Kordiva accepts initial merchant applications from North Macedonia (MK), Albania (AL), Serbia (RS), and Bosnia and Herzegovina (BA). Both legal seller models require review.

Application support by seller model

Seller country	Business Commerce	Individual MoR
North Macedonia (MK)	Company / sole trader application	Natural-person application
Albania (AL)	Company / sole trader application	Natural-person application
Serbia (RS)	Company / sole trader application	Natural-person application
Bosnia and Herzegovina (BA)	Company / sole trader application	Natural-person application

All eight application paths require review. Business approval covers the reviewed business activity; Individual approval covers eligible one-time digital goods/services only. Neither grants automatic LIVE payment access. The account-specific evidence below must be checked separately.

Identifiers and payment verification

Country	Business identifiers in the implemented form	Individual recipient-only Express evidence
MK	Registration number (EMBS), Tax number (EDB); separate VAT number when VAT-registered	Recipient-only architecture confirmed: Stripe reply, Oct 9; Express custody and platform payout control confirmed Oct 12. Each account and LIVE activation still require verification
AL	Business / tax ID (NUIS / NIPT); no duplicate registration-number field; VAT / TVSH status	Express individual accounts supported: Stripe reply, Oct 11–12. Recipient/transfers configuration, currency, method, minimum and LIVE activation still require country/account confirmation
RS	Company registration number (Matični broj), Tax ID (PIB); VAT / PDV status uses PIB	Express individual accounts supported: Stripe reply, Oct 11–12. Recipient/transfers configuration, currency, method, minimum and LIVE activation still require country/account confirmation
BA	Company registration number (MBS), Tax ID (JIB); separate VAT / PDV identifier (UIO) when applicable	Express individual accounts supported: Stripe reply, Oct 11–12. Recipient/transfers configuration, currency, method, minimum and LIVE activation still require country/account confirmation

Real Kordiva application entry in a local TEST setup. The example email was not submitted. Country fields and verification are not shown. Open full size.

Application → verification → activation

1. Open Apply for access on the Kordiva website and enter your email. Continue checks how to proceed; it does not approve access.
2. Select the legal seller country and registration type. Provide contact name, selling description and the requested application information.
3. After approval, follow onboarding. Business profiles use local identifiers above. Individual applicants provide their personal application profile, not Business registration or UJP fields.
4. Complete the hosted payment requirements for the selected country. Identity, service agreement, transfers capability, payout controls and supported bank/settlement currency require account-specific confirmation.
5. Check TEST and LIVE separately. A country in the application selector does not prove LIVE transfers, bank payouts or buyer-market coverage.

AL, RS and BA use English application/CMS guidance independently of Macedonian content. Language and currency do not determine seller country; the approved application does.

Common problems

• Country mismatch: ask support to review the approved application; do not choose MK as a workaround.
• Macedonian fields shown for a non-MK Business: stop and report the country/profile mismatch. AL, RS and BA do not need UJP identifiers.
• Payment onboarding unavailable: check application completeness, selected plan and the separate country/account approval. Do not infer provider availability from a successful TEST.

Related guides

Application and verification · Buyer markets and tax status · TEST vs LIVE